Business Math, 12th edition

Cheryl Cleaves
, Margie Hobbs
, Jeffrey Noble

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Business Math is a practical, thorough guide that empowers you to manage your personal and business finances. Based on the premise that everyone needs to understand how to manage money, it offers a rare deep dive into topics not always taught in a classroom setting. Its conversational tone, real-world examples and abundant case studies keep complicated topics understandable and engaging. A wealth of learning aids like How To, Stop and Check, Tip, Did You Know? and many more help you master and retain concepts. The 12th Edition offers expanded Excel templates and exercises. It is revised substantially to keep applications and data current, update tax procedures and tables, incorporate new trends and laws, and much more.

ISBN-13: 9780138031893

Subject: Technical, Trade, & Business Mathematics

Category: Business Math

1. Review of Whole Numbers and Integers

1-1 Place Value and Our Number System
1-2 Operations with Whole Numbers and Integers
Case Study: Take the Limo Liner
Case Study: Leaky Roof? Sanderson Roofing Can Help
Case Study: The Cost of Giving

2. Review of Fractions

2-1 Fractions
2-2 Adding and Subtracting Fractions
2-3 Multiplying and Dividing Fractions
Case Study: Bitsie's Pastry Sensations
Case Study: Greenscape Designs

3. Decimals

3-1 Decimals and the Place Value System
3-2 Operations with Decimals
3-3 Decimal and Fraction Conversions
Case Study: Pricing Stock Shares
Case Study: JK Manufacturing demographics

4. Banking

4-1 Checking Account Transactions
4-2 Bank Statements
Case Study: Mark's First Checking account
Case Study: Expressions Dance Studio

5. Equations

5-1 Equations
5-2 Using Equations to Solve Problems
5-3 Formulas
Case Study: Anunson Precision Painting, LLC
Case Study: Artist's Performance Royalties
Case Study: Educational Consultant

6. Percents

6-1 Percent Equivalents
6-2 Solving Percentage Problems
6-3 Increases and Decreases
Case Study: Wasting Money or Shaping Up?
Case Study: Customer Relationship Management
Case Study: Carpeting a New Home

7. Business Statistics

7-1 Graphs and Charts
7-2 Measures of Central Tendency
7-3 Measures of Dispersion
Case Study: Progeny Plastics Inc.
Case Study: Ink Hombre: Tattoos and Piercing

8. Trade and Cash Discounts

8-1 Single Trade Discounts
8-2 Trade Discount Series
8-3 Cash Discounts and Sales Terms
Case Study: Image Manufacturing's Rebate Offer
Case Study: McMillan Oil & Propane, LLC
Case Study: The Artist's Palette

9. Markup and Markdown

9-1 Markup Based on Cost
9-2 Markup Based on Selling Price and Markup Comparisons
9-3 Markdown, Series of Markdowns, and Perishables
Case Study: Acupuncture, Tea, and Rice-Filled Heating Pads
Case Study: Carolina Crystals
Case Study: Deer Valley Organics, LLC

10. Payroll

10-1 Gross Pay
10-2 Payroll Deductions
10-3 The Employer's Payroll Taxes
Case Study: Score Skateboard Company
Case Study: Welcome Care
Case Study: First Foreign Auto Parts

11. Simple Interest and Simple Discount

11-1 The Simple Interest Formula
11-2 Ordinary and Exact Interest
11-3 Promissory Notes
Case Study: 90 days same as Cash!
Case Study: The Price of Money
Case Study: Quality Photo Printing

12. Consumer Credit

12-1 Installment Loans and Closed-End Credit
12-2 Paying a Loan Before It Is Due: The Rule of 78
12-3 Open-End Credit
Case Study: Know What You Owe
Case Study: Massage Therapy

13. Compound Interest, Future Value, and Present Value

13-1 Compound Interest and Future Value
13-2 Present Value
Case Study: How Fast Does Your Money Grow?
Case Study: Planning: The Key to Wealth
Case Study: Future Value/Present Value

14. Annuities and Sinking Funds

14-1 Future Value of an Annuity
14-2 Sinking Funds and Present Value of an Annuity
Case Study: Annuities for Retirement
Case Study: Accumulating Money
Case Study: Certified Financial Planner

15. Building Wealth Through Investments

15-1 Stocks
15-2 Bonds
15-3 Mutual Funds
Case Study: Dynamic Thermoforming, Inc.
Case Study: Corporate Dividends and Investments

16. Mortgages

16-1 Mortgage Payments
16-2 Amortization Schedules and Qualifying Ratios
Case Study: Home Buying: A 30-Year Commitment?
Case Study: Investing in Real Estate

17. Depreciation

17-1 Depreciation Methods for Financial Statement Reporting
17-2 Depreciation Methods for IRS Reporting
Case Study: O'Brien Nursery
Case Study: Metro Mix Studio, LLC

18. Inventory

18-1 Inventory
18-2 Turnover and Overhead
Case Study: Decorah Custom Canoes
Case Study: Aspen Lakes Extreme

19. Insurance

19-1 Life Insurance
19-2 Property Insurance
19-3 Motor Vehicle Insurance
Case Study: How Much Is Enough?
Case Study: Soul Food Catering

20. Taxes

20-1 Sales Tax and Excise Tax
20-2 Property Tax
20-3 Income Taxes
Case Study: Computing Taxes Due
Case Study: A Tax Dilemma

21. Financial Statements

21-1 The Balance Sheet
21-2 Income Statements
21-3 Financial Statement Ratios
Case Study: Contemporary Wood Furniture
Case Study: Metro Mix Studio: Financial Statements